1844 Payne St

Louisville, KY
$ 215,000 Beds 2 Baths 1 Sq 974
Monthly Estimate* How much can I afford?

Located in the heart of Clifton, this updated two-bedroom, one-bath home puts you within walking distance of Frankfort Avenue's favorite restaurants, shops and neighborhood gems. Renovated from the studs in 2009, the home features an open kitchen and living area, beautifully refinished original pine floors and a spacious primary bedroom with double closets. The second bedroom is ideal for a home office, nursery or guest space. You'll also find a separate laundry room , screened and glassed-in side porch, welcoming front porch, storage shed and off-street parking. Charming, comfortable and convenient to everything Clifton has to offer!

Active Under Contract

  • Price
  • $ 215,000
  • City
  • Louisville
  • Bedrooms
  • 2
  • Full Bathrooms
  • 1
  • County
  • Jefferson
  • Half Bathrooms
  • 0
  • Area
  • Clifton-Crescent Hill-St Matthews
  • Lot Size
  • 0.11 Acres
  • Zip
  • 40206
  • Sqr Footage
  • 974
  • Year Built
  • 1900
  • Style
  • Bungalow
  • MLS#
  • 1726978
Listed By: White Picket Real Estate
Data Source: Metro Search, Inc.

Features

General

Heating Forced Air,Natural Gas
Cooling Central Air
Utilities Electricity Connected,Fuel:Natural
Roof Shingle
Architectural Style Bungalow
Construction Materials Vinyl Siding,Aluminum Siding
Year Built 1900
Stories Count 1
Property Subtype Single Family Residence
County Jefferson
Property Type Residential
HOA false
Attached Garage false
Subdivision Name CLIFTON
Garage Y/N false
Other Structures Outbuilding
Total Rooms 6
Full Baths 1
Status Active Under Contract
Directions From I-64, take Exit 7 toward Story Avenue. Continue on Story Avenue, turn left onto N. Spring Street, then left onto Payne Street; the home will be on the right.
City Louisville
MLS Area 03-Clifton/Crescent Hill/St Matthews
Lot Size Units Acres
Lot Size Square Feet 4848
MLS Area Minor 03-Clifton/Crescent Hill/St Matthews
Standard Status Active Under Contract
Tax Lot 0000

Interior Features

Basement Cellar
Air Conditioning Y/N true
Heating Y/N true
Fireplace Y/N false
Above Grade Finished Area 974
Total Bedrooms 2
LivingAreaSource Other
Total Baths 1

Exterior Features

Fencing Partial
Parking Features On Street,Off Street
Lot Features Sidewalk
Water Source Public
Lot Size Area 0.11
Foundation Details Poured Concrete
Building Area Total 974
Lot Dimensions 30x165
Lot Size Acres 0.11

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Shelbyville, KY office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School
Middle School
High School Unknown High School

Price History

8/21/2026 Listed $215,000

Property vs Zip Code Average in 40206

Price
AVG $400K
$220K
Year Built
AVG 1940
1900

1844 Payne St Louisville, KY is a Single Family Home for sale at $215000 with 974 sqft and a lot size of 0.11 Acres Acre(s). 1844 Payne St Louisville has 2 bedrooms, 1 baths and was built in 1900. The property's zip code is 40206 which is in Louisville, KY

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.